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NOTICE OF MORTGAGE FORECLOSURE SALE

April 19, 2013

MORTGAGOR(S): HEIDI R. JUNKER and JASON D. JUNKER, wife and husband
________________________

Legal Notice

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: March 14, 2006

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $64,360.22

MORTGAGOR(S): HEIDI R. JUNKER and JASON D. JUNKER, wife and husband

MORTGAGEE: Beneficial Loan and Thrift Co., a Minnesota company

DATE AND PLACE OF FILING: Recorded on March 15, 2006 in the Office of the Nobles County Recorder as Document Number A308379.

ASSIGNMENTS OF MORTGAGE: Assigned to: None.

LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 9, Moultons Resurvey and Subdivision of Clarys Addition to the City of Worthington.

STREET ADDRESS OF PROPERTY: 1020 GRAND AVE, WORTHINGTON, MN 56187

COUNTY IN WHICH PROPERTY IS LOCATED: Nobles County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $68,559.51

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: June 7, 2013 at 10:00 AM

PLACE OF SALE: Nobles County Sheriff`s office, 1530 Airport Road, Worthington, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on December 9, 2013.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Jason Dale Junker

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: April 9, 2013

BENEFICIAL LOAN AND THRIFT CO. Mortgagee

SCHILLER & ADAM, P.A.

By: Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Curt N. Trisko, Esq. Jeffrey D. Klobucar, Esq. Attorneys for Mortgagee

The Academy Professional Building 25 North Dale Street St. Paul, MN 55102 (651) 209-9760

(13-1548-FC01)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA

Minn. Stat. 580.025

(1) Street Address, City and Zip Code of Mortgaged Premises 1020 GRAND AVE WORTHINGTON, MN 56187

(2) Transaction Agent Beneficial Loan and Thrift Co., a Minnesota company

(3) Name of Mortgage Originator (Lender) Beneficial Loan and Thrift Co., a Minnesota company

(4) Residential Servicer HSBC Consumer Lending Mortgage Services

(5) Tax Parcel Identification Number 31-2780-000

(6) Transaction Agent`s Mortgage ID Number (MERS number) None _______________________________


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